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Thrive in '25! 1/10/25
Happy New Year NFC clients and friends! I love this time of year! Durham Public School teachers had our first...
DavidNorman111
Jan 113 min read
49 views
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Charge It! Start, Build & Improve Your Credit Score 8/20/24
Hello NFC Clients and Friends, It’s that time of year again— back to school for educators, students, and the families...
DavidNorman111
Aug 20, 20245 min read
43 views
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The Shawshank Redemption Approach 1/7/24
Happy New Year NFC clients and friends! I love this time of year! As a teacher, I have just spent the last 2 (of my 14!) weeks of...
DavidNorman111
Jan 7, 20243 min read
68 views
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Perfect is the Enemy of Good 12/28/2023
Hello NFC Clients and Friends, “The perfect is the enemy of the good.” I believe I first encountered this profound insight many moons...
DavidNorman111
Dec 28, 20233 min read
63 views
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Winter is Coming, Every Summer! 8/26/23
Hello NFC Clients and Friends, “Winter is coming,” every summer for North Carolina teachers. An odd proclamation on what may yet prove...
DavidNorman111
Aug 27, 20235 min read
33 views
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Cash is Trash, No Longer! 8/23/23
Hello NFC Clients and Friends, For decades the “cash is trash” mantra in finance has been defensible for a variety of reasons. In 2023,...
DavidNorman111
Aug 3, 20232 min read
74 views
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Should I Stay or Should I Go? 7/20/23
Hello NFC Clients and Friends, Several of you have joined many Americans in applying The Clash’s famous interrogatory (see title above)...
DavidNorman111
Jul 20, 20232 min read
49 views
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NFC Podcast Debut 7/7/23
Hello NFC Clients and Friends, I may have a new vice. I cannot remember a day in 2023 that has passed without listening to a podcast....
DavidNorman111
Jul 10, 20232 min read
18 views
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Rising Rates, Silver Lining Part II 12/15/22
Hello NFC Clients and Friends, Despite the poor precedent, I am re-hashing a theme posted only a couple of months ago: a silver lining...
DavidNorman111
Dec 16, 20222 min read
40 views
2 comments

Rising Rates, Silver Lining? 10/5/22
Hello NFC Clients and Friends, Do you get tired of deleting Spam emails from your inbox? It seems my Gmail cannot learn fast enough to...
DavidNorman111
Oct 5, 20222 min read
21 views
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Buffett-ism for this Moment 10/1/22
Hello NFC Clients and Friends, Warren Buffett is a wellspring of homespun, profound aphorisms that will undoubtedly stand the test of...
DavidNorman111
Oct 2, 20224 min read
22 views
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Out of Sight, Out of Policy! 8/27/22
Hello NFC Clients and Friends, A week ago Friday, we moved our first born, Mackenzie, into her college dorm room— an emotional experience...
DavidNorman111
Aug 28, 20222 min read
12 views
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Inflation, Gyration in Equity Allocation? 8/2/22
Hello NFC Clients and Friends, When was the last time you can remember going a week, or even a day, without seeing or hearing the word...
DavidNorman111
Aug 2, 20222 min read
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Freezing in the Heat? 7/28/22
Hello NFC Clients and Friends, The Norman family spent the better part of the previous two weeks in Los Angeles, Santa Monica, driving...
DavidNorman111
Aug 1, 20223 min read
21 views
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Is the Sky Falling? 6/4/22
Friends of NFC, As I write, war continues to rage in Ukraine, markets are selling off, inflation is now a growing concern, recession is...
DavidNorman111
Aug 1, 20222 min read
11 views
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